Men and women who need a medical treatment might find that going abroad for care is a possible solution. The problem is that worries often interfere with the decision. Before going abroad for medical care, it is important to consider a few key aspects of the care that are often overlooked in the decision making process.
Many Doctors Follow American Standards for Healthcare
A key worry that many consumers have when it comes to medical treatment in a foreign country is that the standards of treatment differ from home. That makes it seem like a risky choice, particularly if travellers are advised to avoid drinking the water in the area.
Medical standards in many countries are the same as the United States. In fact, it is possible to find doctors in some countries that were trained in American universities. Taking time to research the particular area and find a doctor who was trained in America can help lay the worries about treatment to rest.
Investing in healthcare overseas can save a large sum of money, particularly if it is an elective procedure. While most insurance companies will not cover overseas medical care, elective procedures are not covered under most plans even in the United States. That means that corrective surgery for better vision or to fix scars from an accident come out of pocket. Electing to obtain the procedure overseas can save thousands of dollars for the same quality care.
Making Use of Private Insurance
While many insurance companies will not cover most medical costs overseas, some private insurers are giving an option to obtain treatment overseas for surgeries. The insurance companies still cover the cost, but the out-of-pocket expense for necessary treatment is dramatically reduced. Men and women who have a private insurance through work can make use of policies that allow certain procedures to take place in foreign countries to further reduce the expense of necessary treatment.
Travel Insurance Covers Some Healthcare
Travel insurance not only provides coverage for lost or stolen items, it also provides medical coverage. The insurance will help pay for medical emergencies and any medical costs that are necessary while abroad. That can help those who have necessary treatments that are not covered through regular insurance.
Depending on the recovery time for a specific procedure, it might be possible to work in a vacation during the foreign trip. Doctors will usually advise patients to wait at least one week before flying, even if the recovery time is a day or two after completing the surgery. During that wait, consumers can enjoy some of the sights or relaxing activities available in the country. Medical treatment abroad offers the opportunity to see a new culture and area, particularly if the location is several hours’ flight from home.
Getting medical care abroad is not as risky as it might sound. With doctors who are trained to meet American standards, lower prices and a wide range of methods available to pay, it is possible to get great deals on elective procedures or other care needs.